Financial Planning
RETIREMENT PLANNING
Whether you are in retirement, close to retirement, or beginning your career, we will develop a unique plan that fits your situation.
CASH MANAGEMENT STRATEGIES
Optimizing your cash flow plays an important role in your financial life. Together, we can create a strategy to address debt reduction, increasing savings, or just putting together a realistic budget.
EDUCATION SAVINGS
We can guide you on the appropriate route to save for the education that is important to you and your family.
CHARITABLE GIFTING
Donating the right assets at the right time and in the right way are a part of a properly designed strategy.
INSURANCE PLANNING
We do not sell insurance of any kind, but we have the knowledge to direct you in the right direction. We are able to guide you to make the best decision on choosing life insurance, long-term care insurance, property and casualty insurance.
Investment Management
401K ROLLOVERS
We can help you through the process of what to do with your old 401K either by rolling it into an IRA or into your next employer’s plan.
INDIVIDUAL RETIREMENT ACCOUNTS
Including Traditional and ROTH, accounts are customized with ETF’s (Exchange Traded Funds) and Mutual Funds to fit your unique goals and situations.
INDIVIDUAL INVESTMENTS ACCOUNTS
Managing investment accounts that are not tied to a qualified retirement account requires a lot of attention. We carefully manage these accounts to be as tax efficient as possible while still staying in line with your overall objective growing your assets. We do not use model portfolios.
Non-Profit and Endowment
Management
We have more than 20 years of endowment management experience, including Chief Operating Officer for one of the top 10 public University endowments. Those assets grew from $330 million to $1 billion during management tenure. We have experience in creating and revising investment policies and work with organizations to create a long-term guide to preserve and utilize funds efficiently.
Socially Responsible Investing
You have a choice in deciding the purpose behind your investments. You can invest in companies that try to positively affect your communities, the environment and a socially aware corporate management. We have designed multiple portfolios for clients who have this purpose behind their investments, without sacrificing return.
Faith Based Investing
We have the knowledge and flexibility to construct a portfolio that reflects your values and beliefs. We have experience with investing in companies that operate in accordance with your unique beliefs while still accomplishing your financial goals.